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Credit One Complaint - Fraudulent - Credit Card
Credit One Complaint

Credit One Complaint

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Fraudulent - Credit Card


My husband and I each got one. My acct was charged an addt'l credit protection fee (for which I didn't sign up). It averaged only $3/mo, but over the time I had this card, the charges totalled $50! Not to mention late fees, high fees to pay acct online, overage charges, high annual (monthly) fees... there is nothing good or convenient about this card! But worst of all, he and I have tried to cancel each of our cards, and they don't! They just keep charging us monthly fees! I'm sending certified letters today. They use fraudulent tactics to squeeze more money out of people trying to improve their credit. I cannot believe they get away with this.


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Comments


gpeckie says: (4 years ago)
 0
What everyone should do is call your states Attorney Generals Office and have then call and get it straightened out. I had a collection agency agency that kept calling me and said I owed money that I didn!t owe, they called them and got it straightened out so they leave me alone now,that!s there job too find out if you are being scammed or not, Believe me , it works



rdfrmn53 says: (6 years ago)
 0
I have the same issues re chg. for unasked "credit protection" ( on a $300 card?). Charge is $4.84/mo. And get this.
Creditone calls this a purchase which will put you over the limit .Then of course you incur o-limit chg + increase in APR .
Example : If I want to make a $60.00 payment as I did .I realized only a $30.00 balance reduction , obviously 50% of my payment went toward fees + 29.9% APR .
Haven't used this card at all for months & turned down a credit limit which I'm sure was added anyway as limit is now $625 !
Extricating myself from this criminal outfit is my mission .And waste much time each time . I don't veiw them as very compliant .
rdfrmn53




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